We Help You Live the American Dream
Our Mission is to make the American dream of owning a home a reality for everyone. We believe hard-working people deserve to own a place that they can call home.
We work with people of all types and situations. Some need flexible options to help build a down payment. Some need time to repair their credit so that they can obtain the extra cash they need. Still, others just want to “try out” the home, school, and neighborhood.
Millions of people are paying rent each month instead of building the financial security that their families can enjoy for generations to come.
Four Steps Home wants to make this happen for you!
How We Can Make You a Future Homeowner
The Rent-to-Own Program
We work with you so you can move into your chosen home immediately, rather than having to wait years to accrue the 20% down payment that many lenders require.
Our flexible Rent-to-Own Program was designed for people who need time to save for a down payment or who need time to repair their credit.
Your Credit Isn’t a Problem
Have you ever wasted time filling out tedious loan applications, only to find that you didn’t qualify?
We do not believe you should be penalized because you have had credit challenges in the past or are too young to have established good credit.
Your credit history is not very important to us. Our main concern is your ability to pay on time each month, as well as your desire to be a homeowner and take good care of the home.
Furthermore, we can help you raise your credit score while you enjoy your new home!
The Work-for-Equity Program
If you are good with a hammer, know how to sheet-rock, or have an electrical or plumbing background, we offer a Work-for-Equity program to assist in building the down payment needed to purchase your own home.
You could be remodeling your house into your dream home and building a down payment at the same time. Talk about a handyman special!
The First-Time Home Buyer Grant
Is this your first house? If so, you may qualify for government assistance toward your first home’s down payment.
We can help first-time homebuyers by applying for a grant in which you may receive up to $8,000 towards the purchase of a home.
Creative Lending Solutions
Unlike some lenders, we are not particular as to the source of your funds. You can borrow money from your credit card, from family or friends, your savings account, or even your retirement plan or 401K. We’re very flexible when it comes to financing.
Let us help you find the home that fits your needs.
Take the first step toward becoming a future homeowner and call or register online now to become a VIP member!
