Buy a Home for about the Same Price You Pay for Rent
Do you dream of owning your own home but can’t qualify for a bank loan? Do you have difficulty affording the hefty 10-20% down payment that most banks require? Maybe you have had financial problems, poor credit, are self-employed, or you haven’t yet established credit history. Whatever your situation, Four Steps Home has a solution for you. If you can afford reasonable monthly payments, you can easily qualify for one of our exciting home purchase programs!
We Are Not Real Estate Agents
Four Steps Home is not a real estate agency or broker. However, we can help you ease into a home without going through the financial hassle of borrowing money. Let us show you what we can do for you — call or register online and become a VIP member. Once you are approved, we will invite you to visit the available homes in our program so that you can find the one that is just right for you!
We Are Not Lenders
We do not expect you to have a spotless credit report. Above all, what we need from you are reasonable, monthly, on-time payments and the ability to take good care of the property. Yes, we do require a small down payment, but that doesn’t have to stand in your way. If you can’t afford the down payment, you may qualify for a first time home buyer government grant of up to $8,000. If not, our Work-for-Equity Program could aid you in earning credit toward a down payment.
Unlike most banks, we do not have stringent requirements as to the source of your funds. You can borrow from friends, relatives, or even credit cards. We can show you how to use the funds in a 401k or other retirement account without being penalized. We can even accept other homes or property in trade, or help you to arrange for a loan for a portion of the funds if you are a little short on cash.
We’d love to work with you. The sooner you call or register online, the sooner you’ll be in your new home!
